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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 610-792-5200.
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Get Free Presentation On My Home Marketing.
Before signing a contract with any real estate agent, make sure you know EXACTLY how your home will be marketed.
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 Compare three mortgages
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Buying Your First Home? Real Estate Agents Are Your Professional Guides.
You might be a bit afraid or intimidated by the whole process of buying your first home. As a Collegeville, Schwenksville, Limerick and Phoenixville real estate expert, it's my job to guide you, from beginning to end.
I will take the time to go through each and every step of the buying process. There are no dumb questions!
Together, we will consider:
- How much you can really afford
- How to qualify for a mortgage
- How much cash you should put down
- How to buy a home with little or nothing down
- What it takes to get approved for financing
- What banks and other financial institutions are looking for
- How much your payments will be
- The tax advantages of buying
- If renting or buying is better for you
Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 10 Mistakes Buyers Almost Always Make When Purchasing A Home Sign up below to receive The Joe Tosco Sales Team's Home Buyer Package featuring the 10 Mistakes Buyers Almost Always Make When Purchasing A Home! This package is perfect for experienced AND first time buyers! Sign-up today to receive this complete guide! New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly: 
First Time Buyers >Choosing A Lender
When you are buying a new home or refinancing your present one, it is wise to do some comparison shopping among lenders. A low interest rate isn't the only criterion by which to evaluate a loan. You should also consider the terms of the mortgage, what your closing costs will be and the reputation of the lender.
Real estate agents are a good source of information about loans and lenders, whether you are buying a home or just refinancing your present home. We routinely assist buyers when they need a mortgage in order to purchase a home. We know what loan packages are available and the qualifying requirements. The companies with the lowest rates sometimes have very conservative underwriting guidelines, and may not be willing to make loans on certain types of property or to buyers who are marginally qualified. We can tell you which companies and loan officers will go the extra mile to provide excellent service to make sure that the transaction closes.
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| Q |
What was the first territorial acquisition made by the U.S. Government?
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| A |
The Louisiana Purchase from France in 1803 for $15,000,000 increased U.S. national territory by 140%. |
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