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  Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. As a Collegeville, Schwenksville, Limerick, and Phoenixville area real estate agents, we will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest. | Please visit our pages on Collegeville, Limerick, Schwenksville, and Phoenixville for more information about the areas we serve. You always want to know more about the location of your future home! The Joe Tosco Sales Team distinguish themselves from other agents with their carefully constructed aggressive marketing plan and relentless dedication to getting your home sold fast and for top dollar. They monitor the market trends daily and pass along critical information to their buyers and sellers, so every client is informed. These are only a few ways The Joe Tosco Sales Team separates themselves from the pack. Call the number below and find out more about why Joe and his team are ranked #1 out of 145 agents in their Keller Williams office! Call Now! 610-792-5200 The Advantages of Ownership | Purchasing a new home is one of the most important decisions of anyone’s lifetime. It is easy to become overwhelmed at the idea of finding, purchasing and finally owning a home. The following are some good reasons why owning a home can be one of the best investments in anyone’s future! Instead of paying someone else’s mortgage, you can build equity in your own future! It will be yours. The freedom of owning a home cannot compare to the restrictions that renters experience. Homeowners can paint walls any color, hammer nails in any wall, decorate a nursery or even landscape the yard! Lifestyle. Homeowners are different from renters. When living in a neighborhood or complex that is primarily owner-occupied, neighbors like you have invested in and care about their property and community which, in turn, improves the value of the property. Freedom from rent increases. Over time, rents tend to rise. If you have a fixed-rate mortgage, the payments of principal and interest remain the same. Building equity for the future. Rental payments are gone once you have made them. But, with each mortgage payment you are buying something tangible, building up equity in the home. The longer you own the home, typically the longer the equity. Keeping up with inflation. A home is an investment that helps you keep up with inflation. Real estate has historically kept pace with, and usually appreciates faster than, the rate of inflation. Stability. As long as mortgage payments are paid on time, you can live in the home for however long you wish. The landlord will not have control over the sale of the home. Security for retirement. Unlike rent which goes forever, the mortgage on the home will be paid someday, providing you with rent-free living for retirement. Income tax benefits. Interest paid on a mortgage incurred in buying your primary residence is deductible. In the early years of your mortgage, most of your payment is interest. Remember that real estate taxes are also deductible. Later on, should you decide to take advantage of the growing equity in your home by taking out an equity loan, that interest may also be deductible. Leveraging. When you purchase a home you are leveraging money. With as little as 3% down, it is easy to acquire 100% ownership. A great return on investment. Pay back on improvements. A renter typically gets no financial benefit from the improvements they make on their property. But as a homeowner, you can realize some or even all of the costs (and maybe even a profit) from improvements when you sell your home. Trade-up value. Even if your first home is not your dream home, you will be working your way up to it. With appreciation, and the possibility of a return on improvements, it may provide you with enough equity to make a down payment on your dream home later. Investment property. For some, second single-family homes or condominiums are proving to be good income investments and tax shelters. You will be realizing profits and tax benefits from renters who may not know the benefits of owning a home. Register For Our FREE Market Snapshot! We feel you owe it to yourself to see what we have to offer. What would be the drawback of you allowing us to interview for the job of selling your home? Nothing! Except the realization of why we succeed where others fail! Our Objectives |
| • Listen carefully to make sure we understand YOUR objectives and preferences • Explain the home buying process thoroughly • Explain our innovative VIP buyer programs • Find the home that best fits your needs • Send you new listings as soon as they come on the market • Provide you with a market analysis so you are comfortable with the prices in your desired neighborhood • Organize inspections and negotiate with the seller to PAY YOUR CLOSING COSTS • Diligently track the closing process on the sale of your home • Consistently communicate so you know what to expect • Meet your home buying needs with the least amount of hassle | ||||||||||||||||
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Schools in Collegeville, Schwenksville, Limerick and Phoenixville
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 Real Estate Contracts >Should You Read Every Word
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