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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 610-792-5200.
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Request a Free Presentation On How The Joe Tosco Sales Team Will Market and Sell Your Home  All Real Estate agents are NOT alike! Find out why Joe Tosco and his team are the #1 ranked sales team out of 145 agents in their office by asking for a free, no obligation listing presentation. A "Listing Presentation" is an industry term for the formal presentation that a real estate agent makes to prospective home sellers, trying to earn their trust and business. Do not list your home without one! Joe would love the opportunity to make such a presentation to you. Joe Tosco or one of his associates will visit your home and together you will walk through it, considering the positives and negatives (if any!). You will then see exactly how they would propose to sell your home, for as much as the market will bear, and within your time frame. Joe will explain his innovative and aggressive marketing plan and where you home will be advertised, both in print and on the web. With the dramatic growth in homebuyer usage of the web, you MUST have a real estate agent that can aggressively market your home online and to the community! You will also find out what your Collegeville, Schwenksville, Limerick, and Phoenixville area home is worth, because part of the presentation will include a CMA (Comparative Market Analysis) of your home. The team will compare your home to others like it in Collegeville, Schwenksville, Limerick and Phoenixville area that have recently sold, and also to others that are currently for sale. This is a very important way of determining the fair market value of your home. The Joe Tosco Sales Team makes free presentations and prepares CMAs for prospective home sellers every day. They know what puts a big SOLD sign in your front yard! Joe Tosco would love the chance to make a presentation for you. It is totally free and without any obligation. Call him now or fill out the form below to find out why his clients make Joe Tosco their real estate agent for life! 
Image from New York Times
You can request a FREE in-home presentation of how The Joe Tosco Sales Team would market your property in the Collegeville, Schwenksville, Limerick, Phoenixville, and beyond! They do these presentations for people all the time. What would be the drawback of listening to what they have to offer? Nothing! Except the realization of why they succeed where others fail!
Financing Your Home >Your Financial Cushion
When you calculate how much you will need to purchase a home you will add up the down payment and closing costs. It is also a good idea to leave yourself with some financial cushion to cover the incidental expenses associated with moving.
First, you will have to pay the moving company unless you can find friends with strong backs who will help you. Then many buyers plan to do some work, such as painting, replacing carpet, or refinishing floors. If you are moving into a larger space, you may find yourself making some major furniture purchases within a few months of closing.
A financial cushion is important enough that some lenders require buyers to have an amount in the bank equivalent to two or three months mortgage payments. This is especially true for buyers who are putting less than ten percent down. Your real estate agent can give you guidance. A lot depends on your overall financial situation. If your mortgage is a relatively low percentage of your monthly income, you will be able to rebuild a comfortable amount of savings in a few months.
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| Q |
Who is the world's richest living person?
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| A |
William H. Gates, III, Chairman of Microsoft Corporation, whose wealth was estimated at $46.6 billion in 2004.
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